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Terms of Service

Please read these terms carefully before using our platform and services.

Last updated: January 26, 2025

Agreement to Terms

These Terms of Service govern your use of the Nordicum Equity website and services operated by Nordicum Equity. By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our services.

Our Services

Nordicum Equity provides:

  • Investment research and market analysis
  • Financial reports and insights
  • AI-powered investment tools (NordiBot)
  • Educational content and articles
  • Community discussion features
  • Newsletter and market updates

User Accounts & Responsibilities

Account Creation

  • You must provide accurate and complete information when creating an account
  • You are responsible for maintaining the security of your account credentials
  • You must be at least 18 years old to create an account
  • One person may not maintain multiple accounts

Account Usage

  • You are responsible for all activities that occur under your account
  • You must notify us immediately of any unauthorized use
  • We reserve the right to suspend or terminate accounts that violate these Terms

Community Guidelines & Acceptable Use

Expected Conduct

All users must maintain respectful and professional behavior when using our platform, especially in comment sections and community features.

Prohibited Activities

  • Harassment or Abuse: Threatening, harassing, or abusing other users
  • Discriminatory Content: Content based on race, religion, gender, nationality, or other protected characteristics
  • Spam or Solicitation: Unsolicited promotional content or repetitive messaging
  • Misinformation: Deliberately sharing false or misleading financial information
  • Privacy Violations: Sharing others' personal information without consent
  • Intellectual Property Infringement: Using copyrighted material without permission
  • Market Manipulation: Attempting to manipulate stock prices or spread false rumors

Enforcement Actions

Violations of these guidelines may result in:

  • Warning: First-time minor violations
  • Comment Removal: Deletion of offending content
  • Temporary Suspension: 7-30 day account suspension
  • Permanent Ban: Permanent account termination for severe or repeated violations

Investment Disclaimer

Not Financial Advice: All content provided on our platform is for informational and educational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice.

Risk Warning: All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results.

Professional Consultation: Always consult with qualified financial advisors before making investment decisions.

No Guarantees: We make no representations or warranties about the accuracy, completeness, or timeliness of any information provided.

Intellectual Property Rights

All content on our platform, including text, graphics, logos, images, and software, is the property of Nordicum Equity or its licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without explicit written permission.

User-generated content (such as comments) remains your property, but you grant us a license to use, display, and distribute such content on our platform.

Privacy & Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Limitation of Liability

To the maximum extent permitted by law, Nordicum Equity shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits or investment losses
  • Loss of data or business interruption
  • Damages resulting from use of our services
  • Third-party content or actions

Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

You may terminate your account at any time by contacting us or using the account deletion features in your profile settings.

Upon termination, your right to use our services will cease immediately, but these Terms will remain in effect regarding your prior use.

Governing Law

These Terms are governed by and construed in accordance with the laws of Norway. Any disputes arising from these Terms or your use of our services will be subject to the exclusive jurisdiction of the courts of Oslo, Norway.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated Terms.

Contact Information

If you have questions about these Terms of Service, please contact us:

Email: management@nordicumequity.com